NEW CONSTRUCTION.......Welcome to Penny Lakes, one of D.R. Horton's newest communities off Howells Ferry Rd. The MCKENZIE floor plan is a wonderful 5- bedroom, 3 full bath home with all the upgrades. The beautiful entry divides the formal living/study from the formal dining room. Down the hall is the large family room, gourmet kitchen and breakfast area. The kitchen features a large island, quartz counter tops, beautiful cabinetry, stainless steel electric cooktop with hood, dishwasher, microwave and a huge walk-in pantry. The family room overlooks the large covered back porch. This is a 3-way split floor plan. The master suite includes dual vanities, quartz counter tops, linen closet, oversized separate shower, soaking tub, and a huge walk-in closet. TWO_CAR GARAGE! Buyer to verify all measurements. USDA FINANCING AVAILABLE, NO MONEY DOWN FOR QUALIFIED BUYERS. Home to be built to Gold FORTIFIED HomeTM certification, which may save the buyer on their homeowner’s insurance, and comes with a 1 year builder's warranty and a 10 year structural warranty. Home to include Home is Connected (SM) Smart Home Technology Package.